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What Is This

$1 Donated= $100 Medical Debt Cleared

HOW IT WORKS

You make a donation

With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief:  households whose income is less than two times the federal poverty guideline or are insolvent. 

RIP buys medical debt at a steep discount

Your donations allow us to buy debt in bundled portfolios, millions of dollars at a time at a fraction of the original cost. Whatever you donate has 100x the impact. 

Together we wipe out medical debt

People across the country receive a letter that their debt is gone. Just like that, they're free of medical debt. 

FAQ

Why are you doing this?
Because as low as we go with our humor, it's still not as low as some people's credit scores. Getting sick, in an accident, or receiving life saving treatment shouldn't be the reason your life is ruined...it should be because of hard drugs and alcohol.

How does this work?
You give us money, we buy the medical debt, and it's forgiven forever.

How much of my money will go towards medical debt?
All of it.

How is it so cheap?
Debt collectors buy portfolios for pennies on the dollar with the hopes of recouping the full amount. We're saying, and you can quote us, "fuck that."

How do you know what debt is best to buy?
We partnered with RIP Medical Debt, and they specialize in finding medical debt that needs the most relief. When they purchase a portfolio of medical debt, it's abolished for those who: earn less than 2x the federal poverty level (varies by state, family size), debts are 5 percent or more of annual income, facing insolvency — debts are greater than assets.

Isn't this socialism?
iSn'T tHiS sOciALiSm? Only if you're stupid. This is actually peak capitalism. We're buying something from someone else which, normally, we would then use as leverage to steal money from someone else. But we're not total dicks, so we're not going to steal people's money since this is all just a PR stunt.

Is this like how John Oliver paid off a bunch of medical debt?
Yep, but unlike John Oliver, we don't have any of that sweet, sweet, HBO money. But we are even working with the same company to forgive the debt.

What do I get in return?
The satisfaction that for once in your life you did a good thing, and you're entered into a raffle to win a whole case (112 boxes) of Offensive Crayons

What am I going to do with all the crayons if I win them?
That's not our problem. 

MONEY, MONEY, MONEY